Interest Rates on Advances

PurposeInterest rate
Kisan Credit Card Upto Rs.50000-13.00%*
above Rs.50000 upto Rs.3lacs-13.75%*
above Rs.3Lacs -13.75%*
Farm mechanisationUpto Rs.2lacs-13.75%
above Rs.Rs.2lacs-13.75%
Other agriculture & allied Agr.loans/Vehicle loan to farmers/vermi compost loans etc.Upto Rs.50000-13.75%
above Rs.50000 upto 2 Lacs-13.75%
above Rs. 2 Lacs-13.75%
Non agr.-WC limit,CC,VCC,RGBGCC14.00%
SSI & rural artisansUpto Rs.50000-12.75%
above Rs.50000 upto Rs.2lacs-13.75%
above Rs.2Lacs-13.75%
TransportationUpto Rs-2Lacs-14.25%
Above Rs.2 Lacs-14.75%
Housing loans(public)/Rural Housing scheme of GOIRepayable upto 5 yrs.-(Fx)12.50%-(Fl)12.00%
Repayable in period of5to 15 yrs. -(Fx)12.75%-(Fl)12.25%
Education loanUpto Rs.400000-13.75%
above Rs.400000- 14.75%
Swarojgar Credit Card14.00%
Loan to ProfessionalsUpto Rs.200000-14.25%
above Rs.200000 -14.25%
Loan for one vehicle to Doctors-13.00%
Self Help groupsUpto Rs.50000-13.00%
above Rs.50000 upto 2Lacs-13.50%
Above Rs.2 Lacs-13.75%
Personal & Consumption loan Against salary & Pension-15.75%
Others-16.50%
Loan against NSC/KVPsDL- 13.75%
OD- 14.25%
Vehicle loan to publicProfessionals & others-
Upto Rs.200000-13.50%
above Rs.200000 -13.50%
Mortgage loanTL-16.00%
OD-16.50%